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A COLLECTION OF ARTICLES, RESOURCES ON INSURING AGAINST THE BUSINESS RISK

Insurance Considerations & Strategies

• Policyholders’ Coverage Checklist in Times of Coronavirus, Saxe Doernberger & Vita –&�Բ�����; and
• Coronavirus Insurance Coverage and Claims Guidance, Lockton Companies –&�Բ�����; and
• Coronavirus Disease (COVID-19) Frequently Asked Questions, USI –&�Բ�����; and   
• Gallagher Report: Responding to the Coronavirus, Gallagher –&�Բ�����;
• Alliant Report: Coronavirus Contractor Strategy Checklist, Alliant Insurance Services, Inc. –&�Բ�����; and 
• What Should Construction Risk Managers Be Considering in Light of the COVID-19 Pandemic?  Willis Towers Watson –&�Բ�����;click here (posted with permission from Bill Creedon, Global Head of Construction)

Quantifying Delay and Cost Impacts

Regardless of insurance coverage applicability, contractors should measure all financial impacts of COVID-19. The attachments below offer key tips to quantifying impacts from the event.

• Checklist: Documenting Project Shutdowns/Delays, Procor Solutions + Consulting –&�Բ�����;
• Worksheet: Project Delay Cost Estimate, Procor Solutions + Consulting –&�Բ�����;

Insurance Coverage

Insurance policies that may respond to the COVID-19 outbreak may include the following (check with your insurance broker to confirm coverages):

1. Property/Business Interruption

• Business Interruption Challenges [Checklist], Saxe Doernberger & Vita –&�Բ�����; and 
• Am I Covered? Business Interruption and Extra Expense Coverage for Clients Facing Losses Associated with Coronavirus (COVID-19), Oles Morrison Rinker & Baker LLP –&�Բ�����;
• COVID-19: Coronavirus Losses: Will Your Commercial Insurance Policies Respond? K&L Gates,  and 
• Builder's Risk Considerations During the COVID-19 Pandemic, Willis Towers Watson – click here (posted with permission from Bill Creedon, Global of Construction)
• Delay in Completion Coverage and the Coronavirus, Butler Weihmuller Katz Craig LLP –&�Բ�����;

2. Workers’ Compensation Policy

• COVID-19: Workers Compensation Response, Liberty Mutual Insurance –&�Բ�����;
• Impact of Coronavirus (COVID-19) in U.S. Casualty Claims, AON –&�Բ�����;
• COVID-19 and Workers Compensation: What You Need to Know – Frequently Asked Questions UPDATE, The National Council on Compensation Insurance (NCCI) – and 
  • ​To find out whether your state is one of the many that NCCI serves, simply .
  • The FAQs include links to the legislative activity that NCCI is tracking at both the state level (Answer to Question 2) and in Washington (Answer to Question 12).  
• ​NCCI Changes to Workers’ Compensation in Light of COVID-19, Alliant Insurance Services, Inc. –&�Բ�����; 
• WCIRB Changes to Workers’ Compensation in Light of COVID-19, Alliant Insurance Services, Inc. –&�Բ�����;
• Is COVID-19 Recordable or Reportable to OSHA? International Risk Management Institute, Inc. (IRMI) – and

3. Environmental Insurance

• Coronavirus (COVID-19) - Environmental Insurance Coverage Considerations, Willis Towers Watson –&�Բ�����;click here (posted with permission from Robin Keliher, SVP and National Environmental Claims Director)

4. Management Liability

• Client Alert: The Coronavirus – D&O, EPL, and Wage & Hour Insurance, AON –&�Բ�����; and 

5. Cyber Insurance

• Pandemic Disease Cyber Insurance Potential Coverage Overview, Alliant Insurance Services, Inc. –&�Բ�����;

6. Subcontractor Default

• COVID-19 Impacts on Subcontractor Default Insurance and Ripple Effects, Smith Currie & Handcock –&�Բ�����;
• COVID-19 AND SUBCONTRACTOR DEFAULT INSURANCE: What to do NOW, in 3 Days & in 3 Months, Alliant Guide for Claims Avoidance and Mid-Crisis Management –&�Բ�����;
• Coronavirus-Related Subcontractor Default Risks? What you should know and how you can mitigation the risk, Lockton Companies –&�Բ�����; 

Please contact Leah Pilconis if you have an article or resource on insurance-related issues/factors that construction companies need to consider as they strive for business continuity.

WEBINAR

3/30/2020: Insurance Coverage and Claims for Losses Resulting from the Outbreak

To access the slides and recording, click here. You will have to enter your 51���� credentials to access the information. Please note that this webinar was part of 51����'s 8-part webinar series on the “Factors that Construction Companies Need to Consider, as They Strive for Business Continuity.”